Which Bank Account is best for Free Lancers in Pakistan


In Pakistan, Freelancing is growing as a self business day by day. Every freelancer looking for the best bank account by which they withdraw their money. So We'll discuses about best bank of Pakistan for a freelancer who has no tough conditions for their customers who want to open an account in their bank.

Types of Account

  1. Current Account
  2. Saving Account

Deference 

The main difference between the current account and saving account in Pakistan is, the current account will not be paid interest while saving account will pay interest. So as we are Muslim the interest is unlawful.

Nowadays the economy is going very strict. The government of the Islamic State of Pakistan wants every person of this country to pay tax. They want to stop money laundering so that banking requirements increase and they introduce new rules for opening a bank account. After this every freelancer facing problems with opening a bank account. Every freelancer looking for that bank who provide good services and don't apply new and strict rules for them.

There are Five famous banks of Pakistan which are good as service.

Habib bank limited is the prime bank of Pakistan. They have a large banking system in Pakistan. But it's not good for a freelancer. Because they have tough rules for opening accounts. They are asking for a source of income and electricity bills etc.
They also not accept freelancing as a source of income. Many of their employees haven't any idea about freelancing. 
But there is a way to open an account in HBL as freelancing. You just ask them for Asaan Account.
Then they will never ask for a source of income or electricity bills. In this account, there is a limit for the transaction. You will not deposit more than 5 lac rupees. 
United bank limited to have one the large banking system in Pakistan. Their rules are much strict than Habib Bank limited. They are also asking for a source of income electric bill and if you have a shop they will ask for your shop papers. For freelancing, we will never prefer their service. I have my own personal experience. To be honest their employees literately don't know about  Fiver, Up-work or any online earning platform. They just had his words show your source of income. I think the government should do some good things for this problem and give some banking facilities for freelancers. I didn't believe he has an MBA degree and doesn't know about freelancing.

Meezan bank is the perfect choice for freelancers. The Service of Meezan Bank is good. Their employee is so kindly. Their banking system Spread across the country Meezan Bank is just not well for freelancer infect it's much better for e-banking. They are giving a discount on e-commerce. If you will use their Debit card you will award with a good discount, especially on Daraz.pk. I prefer Meezan Bank for all Pakistan's freelancers.
Their E-banking service is very good. You just go and ask for Asaan account they will never ask for bills or other things which other banks require. 


Muslim Commercial Bank (MCB)

Muslim commercial bank service is average. To be honest, I have not personal experience with Muslim Commercial Bank. It may have good e-banking service but it's out of my knowledge.

Allied Bank

Allied bank has an average banking system in the Islamic State of Pakistan. To be honest, I have not personal experience with Allied Bank. It may have good e-banking service but it's out of my knowledge.

National Bank of Pakistan

I don't know about the service of the National Bank of Pakistan but their staff is very evil. It's not my personal experience it's about people's feedback. It may have good e-banking service but it's out of my knowledge.